Daily Current Affairs Quiz: November 5, 2026 with One-Liners to Remember

Welcome to today's Daily Current Affairs Quiz for 5 November 2026. This quiz covers the most important national, international, economy, defence and sports news of the last few days – from IRDAI's new four-layer motor insurance structure and the QS Asia University Rankings 2027 to India's biggest-ever warship order for Next Generation Corvettes and historic medals by Indian athletes. Every question has been prepared from verified news reports and official announcements, and each answer comes with a short explanation so you learn the full context.

These questions are useful for WBCS, WBPSC Clerkship, SSC CGL, CHSL, MTS, RRB NTPC, Group D, IBPS, SBI, RBI, State PSC and Police exams. Try to answer each question yourself before reading the answer, and note down the facts you miss in your current affairs notebook.

➤ Quiz date: 5 November 2026 · News covered: 30 October – 5 November 2026
➤ Total questions: 25 MCQs with answers and explanations
➤ Sections: Banking & Economy · National · Defence · International · Education · Sports
➤ Top story: IRDAI mandates four-layer motor insurance for private cars and two-wheelers from 15 December 2026
➤ West Bengal link: GRSE Kolkata to build five corvettes; IIT Kharagpur ranked 90th in Asia

Today's Key Highlights at a Glance

Banking and Economy

Q1. From which date has IRDAI made the four-layer motor insurance structure mandatory for private cars and two-wheelers?
(a) 1 December 2026
(b) 1 January 2027
(c) 15 December 2026
(d) 1 April 2027

Answer: (c) – Under circular IRDAI/CIR/MOT/10/2026 dated 2 November 2026, all private car and two-wheeler policies issued from 15 December 2026 must follow the four-layer format.

Q2. Which of the following is the only mandatory layer (along with owner's personal accident cover) in IRDAI's new four-layer motor policy?
(a) Own damage
(b) Third-party liability
(c) Legal liability to occupants
(d) Engine protection

Answer: (b) – Third-party liability is compulsory under Section 146 of the Motor Vehicles Act, 1988. Occupant/pillion liability and own damage are optional; personal accident cover is mandatory only for the owner.

Q3. IRDAI's four-layer motor insurance structure implements the directions of the Supreme Court in which case?
(a) S. Rajaseekaran v. Union of India
(b) Vishaka v. State of Rajasthan
(c) National Insurance Co. Ltd. v. Thungala Dhana Laxmi
(d) M.C. Mehta v. Union of India

Answer: (c) – The judgment was delivered on 4 August 2026 by Justices Sanjay Karol and Prashant Kumar Mishra. The S. Rajaseekaran case (2018) led to long-term third-party cover for new vehicles.

Q4. What was the HSBC India Manufacturing PMI for October 2026?
(a) 55.1
(b) 57.5
(c) 59.2
(d) 54.7

Answer: (d) – The PMI, compiled by S&P Global, eased to 54.7 from 55.1 in September, but new export orders grew at the fastest pace in six months. A reading above 50 means expansion.

National Affairs

Q5. The Bharatiya Vayuyan Niyam, 2026, notified by the Ministry of Civil Aviation, will replace which rules?
(a) Aircraft Rules, 1937
(b) Aircraft Act, 1934
(c) Airports Authority Rules, 1995
(d) Carriage by Air Rules, 1972

Answer: (a) – The new rules come into force on 1 January 2027 and require airlines to disclose the total ticket price, including base fare, taxes, fees, cancellation charges and refund policy.

Q6. Union Finance Minister Nirmala Sitharaman released a ₹250 commemorative coin on 3 November 2026 to mark the 250th birth anniversary of which composer?
(a) Tyagaraja
(b) Muthuswami Dikshitar
(c) Syama Sastri
(d) Purandara Dasa

Answer: (b) – The coin was released at Swatantrata Bhavan, IIT (BHU), Varanasi. Dikshitar, Tyagaraja and Syama Sastri form the "Trinity of Carnatic music".

Q7. The ₹250 Dikshitar commemorative coin was released in which city?
(a) Chennai
(b) Thanjavur
(c) Varanasi
(d) Mumbai

Answer: (c) – It was released at IIT (BHU), Varanasi, at the event "Amara Guruguha". Dikshitar spent several years in Kashi (Varanasi), which influenced his music. The coin is minted at the India Government Mint, Mumbai.

Defence

Q8. The Ministry of Defence signed contracts worth how much for eight Next Generation Corvettes for the Indian Navy?
(a) ₹53,866.50 crore
(b) ₹43,000 crore
(c) ₹80,000 crore
(d) ₹62,700 crore

Answer: (a) – The contracts were signed on 2 November 2026. The corvettes will be used for trade route protection, anti-submarine and anti-surface warfare, coastal defence and surveillance.

Q9. Which shipyard will build five of the eight Next Generation Corvettes?
(a) Mazagon Dock Shipbuilders
(b) Cochin Shipyard
(c) Goa Shipyard Limited
(d) Garden Reach Shipbuilders & Engineers (GRSE)

Answer: (d) – Kolkata-based GRSE will build five corvettes and Goa Shipyard Limited (GSL) three. For GSL, it is its largest-ever order.

International Affairs

Q10. Bhutan built and consecrated 108 Buddhist stupas in a single day on 1 November 2026 at which site?
(a) Gelephu Mindfulness City
(b) Punakha Dzong
(c) Paro Taktsang
(d) Thimphu Memorial Chorten

Answer: (a) – More than 40,000 volunteers built the 108 stupas, each about 15 metres tall, along about 12 km of riverbank near the Indian border. The city was conceived by King Jigme Khesar Namgyel Wangchuck.

Q11. The 17th Conference of the Parties (COP17) to the Convention on Biological Diversity was held in October 2026 in which city?
(a) Cali
(b) Montreal
(c) Yerevan
(d) Baku

Answer: (c) – CBD COP17 was held in Yerevan, Armenia, to advance the Kunming–Montreal Global Biodiversity Framework. COP16 was held in Cali, Colombia, in 2024.

Education and Rankings

Q12. Which university has been ranked No. 1 in the QS Asia University Rankings 2027?
(a) Peking University
(b) National University of Singapore
(c) Tsinghua University
(d) University of Hong Kong

Answer: (d) – HKU topped the list for the second year in a row. Peking University is 2nd and Tsinghua University 3rd. The rankings cover 1,722 universities from 26 systems.

Q13. Which is the highest-ranked Indian institution in the QS Asia University Rankings 2027?
(a) IISc Bengaluru
(b) IIT Delhi
(c) IIT Bombay
(d) IIT Madras

Answer: (b) – IIT Delhi is 66th (down from 59th), followed by IISc Bengaluru (79) and IIT Bombay (83). Six Indian institutions are in Asia's top 100.

Q14. How many Indian universities feature in the QS Asia University Rankings 2027?
(a) 325
(b) 294
(c) 448
(d) 153

Answer: (a) – India is second after Mainland China (448). Japan has 153 universities.

Q15. What is the rank of IIT Kharagpur, the top institution from West Bengal, in the QS Asia University Rankings 2027?
(a) 77
(b) 83
(c) 90
(d) 97

Answer: (c) – IIT Kharagpur is 90th, down from 77th last year, and fifth among Indian institutions.

Sports

Q16. Who became the youngest Formula One World Champion in history in November 2026?
(a) Max Verstappen
(b) Oscar Piastri
(c) Lando Norris
(d) Andrea Kimi Antonelli

Answer: (d) – Mercedes driver Kimi Antonelli of Italy clinched the title at the Mexico City Grand Prix on 1 November 2026, aged 20 years and 68 days.

Q17. Kimi Antonelli broke whose record as the youngest F1 World Champion?
(a) Lewis Hamilton
(b) Sebastian Vettel
(c) Fernando Alonso
(d) Max Verstappen

Answer: (b) – Sebastian Vettel won his first title with Red Bull in 2010 at 23 years and 134 days.

Q18. Who won the 2026 Mexico City Grand Prix, where Antonelli sealed the world title?
(a) Max Verstappen
(b) Lewis Hamilton
(c) George Russell
(d) Charles Leclerc

Answer: (a) – Red Bull's Max Verstappen won the race; Antonelli finished third, which was enough to win the championship.

Q19. P.V. Sindhu and Lakshya Sen won the singles titles at the HYLO Open 2026, a BWF Super 500 event held in which country?
(a) Denmark
(b) France
(c) Germany
(d) Netherlands

Answer: (c) – The tournament was held at Saarbrücken, Germany. Sindhu beat Line Højmark Kjærsfeldt of Denmark 21-12, 21-14 to become the first Indian woman to win the HYLO Open title.

Q20. Lakshya Sen defeated which player in the men's singles final of the HYLO Open 2026?
(a) Viktor Axelsen
(b) Jonatan Christie
(c) Kunlavut Vitidsarn
(d) Shi Yuqi

Answer: (b) – Lakshya beat Indonesia's Jonatan Christie 21-17, 21-10 to win his first BWF World Tour title of 2026.

Q21. Manisha Bhanwala became the first Indian woman to win a gold medal at the Senior World Wrestling Championships in which weight category?
(a) 50 kg
(b) 53 kg
(c) 57 kg
(d) 59 kg

Answer: (d) – She beat Abigail Nette of the USA 8-6 in the women's 59 kg final in Astana, Kazakhstan, on 30 October 2026. Sushil Kumar (2010) was the only Indian world champion before her.

Q22. Dhinidhi Desinghu won a bronze medal in which event at the 2026 Youth Olympic Games in Dakar, Senegal?
(a) Women's 100m freestyle
(b) Women's 200m backstroke
(c) Women's 50m butterfly
(d) Women's 400m individual medley

Answer: (a) – The 16-year-old from Bengaluru clocked 56.27 seconds, becoming India's first swimming medallist at the Youth Olympics. Croatia's Ana Bobanovic won gold.

Q23. Which Australian all-rounder announced his retirement from international cricket on 2 November 2026?
(a) Mitchell Marsh
(b) Marcus Stoinis
(c) Pat Cummins
(d) Glenn Maxwell

Answer: (d) – Glenn Maxwell ended a 14-year international career. He won the ODI World Cup in 2015 and 2023 and the T20 World Cup in 2021, and scored a famous ODI double century against Afghanistan in the 2023 World Cup.

Q24. In the semi-final of the men's Asian Champions Trophy 2026 hockey at Mohali, India defeated which team 8-1?
(a) Japan
(b) Pakistan
(c) South Korea
(d) Malaysia

Answer: (c) – India beat South Korea 8-1 on 4 November 2026 at the Olympian Balbir Singh Senior International Hockey Stadium, Mohali, and will face Japan in the final.

Important Days

Q25. The International Day for Biosphere Reserves is observed every year on which date?
(a) 5 June
(b) 22 May
(c) 3 November
(d) 16 September

Answer: (c) – Proclaimed by UNESCO's General Conference in 2021 and first observed in 2022. India has 18 biosphere reserves, of which 13 are part of UNESCO's World Network of Biosphere Reserves.

West Bengal Corner

Two stories today have a direct link to West Bengal. Garden Reach Shipbuilders & Engineers (GRSE), the Kolkata-based defence shipyard under the Ministry of Defence, has won the contract to build five of the eight Next Generation Corvettes – one of the largest orders in its history. In the QS Asia University Rankings 2027, IIT Kharagpur, India's first IIT (set up in 1951 at Hijli in Paschim Medinipur), is the highest-ranked institution from the state at 90th.

How This Quiz Was Prepared

Every question in this quiz is based on news published between 30 October and 5 November 2026. Facts were cross-checked with official documents and established news organisations – including the IRDAI circular, the QS Quacquarelli Symonds press release, the Ministry of Defence announcement reported by DD India and UNI, S&P Global's PMI release, the ICC and Al Jazeera. Items that could not be confirmed from a reliable source were left out. If you spot any error, please let us know through our WhatsApp or Telegram channel so we can correct it quickly.

Read the full stories behind today's top questions and revise related topics: Monetary Policy: RBI, Repo Rate, CRR and the Rupee, Fiscal Policy, Budget and GST, Qualification and Ranking Systems in International Sports, Darbhanga Planetarium's ISRO Space Gallery and the CSIR NAL MTS Mock Test. For more daily quizzes, visit our Quiz section.

Conclusion

Today's quiz brought together major developments in insurance regulation, higher education rankings, defence shipbuilding, civil aviation rules and a remarkable run of Indian sporting success – from Manisha Bhanwala's historic world title to the badminton double at the HYLO Open. Revise the highlights table and one-liners above, and come back tomorrow for the next Daily Current Affairs Quiz to keep your preparation on track.

Sources: IRDAI Circular IRDAI/CIR/MOT/10/2026 (2 November 2026); QS Quacquarelli Symonds press release (3 November 2026); DD India; UNI; Telangana Today; Deccan Chronicle; Manorama Yearbook; Outlook India; ICC; Al Jazeera.